Only investors with knowledge of cryptocurrencies, long-term conviction, and a long horizon should invest in this asset class.
'They take care of the problem: How can I ensure my child's education and other goals are not compromised, even if I am not around?'
'Investors with foreign currency-denominated goals, such as foreign education or foreign travel, should go for US equity funds.'
'A long-term investor with a 4 to 5 year horizon could invest in this theme via SIPs.'
'Assess the property in terms of type, size, location and price point, and whether it fits into your budget.' 'If it checks out on these fronts, one may consider the accompanying offers.'
MNC funds invest in companies where foreign promoters have more than 50 per cent shareholding.
'Value index funds are most appropriate for long-term investors who can withstand deeper drawdowns.'
'When interest rates rise, the NAVs of these funds will fall.' However, they won't fall as much as longer-duration funds.
'Investors with a long-term investment horizon and the risk appetite for fluctuations in property values may find SM Reits a viable option.'
'A 20 per cent equity allocation to ESG funds is a good start.' 'As more evidence on ESG performance builds, investors may increase allocations.'
For those looking for more affordable options, purchasing an under-construction property could be a smart move, as these generally cost less than ready-to-move-in properties.
'Young investors should focus more on equity, while retired senior citizens should prioritise fixed income.' 'Mid-career investors should aim for a balanced allocation.'
Investors need to carefully assess country-specific risks. 'This is especially true of a market that is less transparent than the US.'
'Many do not have robust business models, and their prospects of survival and long-term growth are poor.'
Equity-focused schemes may perform better in a bull market, while debt-oriented ones may offer greater stability during volatile periods.
Experts say you should be certain of living in a city and locality for a long time before purchasing a home.
IPOs inherently carry more risks than stocks that have been listed on the exchanges for some time.
'For those seeking regular income, these funds provide a steady stream of income through dividends.'
'It's advisable not to go overboard on a banking sector fund or any other sector fund.'
'By investing in a basket of funds, FoFs can help minimise the impact of underperforming funds, thus reducing overall investment risk.'